Dental
Taking care of your oral health is not a luxury; it is a necessity for long-term optimal health. With a focus on prevention, early diagnosis, and treatment, Dental insurance can greatly reduce your costs when it comes to restorative and emergency procedures.
When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill.
Unum Dental PPO
Plan Information
Plan Name: Unum Dental PPO
Policy Number: 920845 012
Effective Date: 01/01/2025
Provider Network: Unum
In-Network Benefit Highlights
Deductible (Individual/Family)
$XX/$XX
Out-of-Pocket Max (Individual/Family)
$XX/$XX
Preventive Care
$XX
Primary Care Visit
$XX
Specialist Visit
$XX
Urgent Care
$XX
Emergency Room
$XX
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Plan Maximum
$1,750
Preventive Care
$0
Basic Services
20% coinsurance after deductible
Major Procedures
50% coinsurance after deductible
Orthodontia (Adults and Children)
50% coinsurance up to a lifetime maximum benefit of $1,500 per individual
*If you choose to go to a dentist who is not in the network, your reimbursement is subject to the Usual/Customary/Reasonable charge (95thUCR) per service and may result in a lower plan Benefit.
Out-of-Network
Deductible (Individual/Family)
$50/$150
Plan Maximum
$1,750
Preventive Care
*$0 subject to UCR
Basic Services
*20% coinsurance of UCR after deductible
Major Procedures
*50% coinsurance of UCR after deductible
Orthodontia (Adults and Children)
50% coinsurance up to a lifetime maximum benefit of $1,500 per individual